Obamas health care bill: the key points

By Tom Leonard in New York 545PM GMT twenty-two March 2010

* The uninsured mount to good most, as the health caring reserve net would be lengthened to up to 32 million people who are now incompetent to means word premiums or are denied word since of existent ailments.

* From 2014, majority Americans who do not have health word would face a sovereign fine. Insurers have complained the fines are as well low and would not be enforced.

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* More lower-income people elderly underneath 65 will be lonesome by Medicaid, the sovereign health word for the poor. Under the new rules, households earning up to 133 per cent of the sovereign misery turn (about �19,500 for a family of four) would be eligible.

* From 2013, roughly everybody else would be compulsory buy word by a new state-run word exchange. Lower and center income households will be subsidised those earning 133 per cent and 400 per cent of the misery turn (a four-person family earning in in between �19,000 and �59,000) would compensate no some-more than in in between 3 and 9.5 per cent of their incomes for health insurance.

* Insurance companies will no longer be means to club coverage to young kids with pre-existing illnesses.

* Children will additionally be authorised to stay on their relatives word policies until they reach 26.

* Subsidies for small businesses to yield coverage to employees would additionally proceed in 2013. Bigger businesses that did not yield affordable coverage would be fined up to �2,000 per worker if staff are reception taxation credits to buy insurance.

* Drug manufacturers will face an annual cost of at slightest �1.7bn to compensate for the bill. The word industry contingency compensate an annual cost of �5.3 billion, rising in successive years.

* However, both industries as well as hospitals would good from an one some-more 32 million profitable customers. Insurers were spared their calamity unfolding a government-run open health plan that would have competed opposite theirs. Drug companies, meanwhile, avoided new cost controls.

* Insurers are expected to be some-more particularly regulated. Not usually would they no longer be means to shorten coverage to full of health people but they would find it most some-more formidable to have policies some-more costly for comparison customers.

* The abounding will pay. From 2013, a new taxation will strike the some-more abundant people earning some-more than �133,000 a year and couples creation at slightest �166,000. They will additionally face an additional 3.8 per cent taxation on unmerited income.